The Australian apartment market has been the subject of much speculation recently. Questions of oversupply have hung over the market as the number of under construction apartments has rocketed. This oversupply potentially paints a negative outlook for property developers, with oversupplied markets tending to experience falling prices and profits. Rolling twelve months commencements excluding houses Source: […]

What happened? Republican presidential nominee Donald Trump has been announced as the President-Elect to take over from President Barack Obama, after he won enough electoral votes to beat Democrat nominee Hillary Clinton. In addition, the Republicans won enough seats to hold power in both the House and the Senate. The result was a surprise relative […]

With only a few days until the US Presidential election, most early voters and polls favour Clinton but anything could happen in the final moments. The FBI is once again investigating Clinton’s emails, while Trump continues to broadcast his views of a rigged election as many prominent Republicans distance themselves from him. While a Trump victory […]

In light of recent market volatility, the current earnings / reporting season and the annual expectation of a volatile October ahead, we look to the professional investment team at Perpetual for some tried and tested wisdom on why successful investing is about taking the emotion out of the decision making process.   The first principle […]

With interest rates in Australia dropping to an all time low earlier this month, and the likelyhood of more to come, we draw on the expertise of the Commonwealth Bank (CBA) to look at some of the reasons why currency movements seem counter intuitive at the moment thus reinforcing it as one of the hardest […]

“How do I generate my required return in a low return, high volatility world?” While a lot of investors are currently dealing with the same question, there are some big differences in their responses. Some fall victim to the ‘cycle of investor emotions’, becoming hostage to their ‘lizard brain’ where fight and flight responses either […]

According to media reports this afternoon, the United Kingdom (UK) has voted to leave the European Union (EU) – an unprecedented move in economic and investment market terms – which is sure to cause short-term market volatility and concern for investors.   UK votes to leave – what next ? Because this situation is unprecedented, […]

Australia’s retirement income policies comprise 3 components: The Age Pension; Compulsory Superannuation and Voluntary Retirement Savings. The Age Pension The age pension is means tested for recipients under both an income and assets test but only represents approx. 27% of average earnings and is therefore viewed by many as a low-income safety net. The greater […]

Global equity markets seem much more susceptible to changes in investor sentiment, and they’ve seen surges in volatility since August 2015. With this in mind, what should investors be watching for clues as to where the market might be headed? Equity gains since 2012 have been overwhelmingly driven by rising valuations, as illustrated by the […]

The severe equity sell-off has raised concerns of recession in the US economy. Continued market disorder would pose a risk to the expansion at some point, but key indicators today suggest the growth cycle is still on track. New Orders Suggest Continued Moderate Growth The Institute of Supply Management’s (ISM) New Orders Index, which captures […]