On Tuesday night, the 2017-2018 Federal Budget was released. It included a number of measures that the government hopes will address the issue of housing affordability. One of the measures that sparked the most interest from the media was in relation to the ‘First-Home Super Saver Scheme’ allowing first-home buyers to receive early access to […]

Many people who make resolutions, unfortunately set themselves up to fail. This may be due to a combination of factors such as unrealistic expectations, ill-defined goals and objectives, poor time management, the wrong mindset or simply just getting distracted with life. In our experience it is far more important to simply start the journey of […]

The Australian apartment market has been the subject of much speculation recently. Questions of oversupply have hung over the market as the number of under construction apartments has rocketed. This oversupply potentially paints a negative outlook for property developers, with oversupplied markets tending to experience falling prices and profits. Rolling twelve months commencements excluding houses Source: […]

What happened? Republican presidential nominee Donald Trump has been announced as the President-Elect to take over from President Barack Obama, after he won enough electoral votes to beat Democrat nominee Hillary Clinton. In addition, the Republicans won enough seats to hold power in both the House and the Senate. The result was a surprise relative […]

With only a few days until the US Presidential election, most early voters and polls favour Clinton but anything could happen in the final moments. The FBI is once again investigating Clinton’s emails, while Trump continues to broadcast his views of a rigged election as many prominent Republicans distance themselves from him. While a Trump victory […]

Did you know that on average it takes a recipient of inheritance 19 days until they buy a new car? What are your thoughts on whether this a financially-savvy way to spend an inheritance? In our busy lives talking about money with our family members may prove to be a daunting and sometimes an emotional […]

As a financial planner in Western Sydney for over ten years, this is a question I have been asked so many times that I thought it was worthy of writing a piece about how to answer that question as simply as possible. Just only last week I had the pleasure of meeting with a young married […]

Yesterday Scott Morrison, the Federal Treasurer, announced changes to 2016 Budget super reforms – thus confirming which of the proposed Superannuation measures, announced in the May Federal Budget will be put to the Senate, along with those that have changed and lastly which ones have been abandoned – and the results are generally regarded as […]

In light of recent market volatility, the current earnings / reporting season and the annual expectation of a volatile October ahead, we look to the professional investment team at Perpetual for some tried and tested wisdom on why successful investing is about taking the emotion out of the decision making process.   The first principle […]

Insurance is used as a funding solution for several different aspects of business continuity and succession planning. This article looks at the intent behind each type of cover and the structures possible. Several ways insurance is used as a funding solution for different aspects of business continuity and succession include: Business succession planning (eg through […]