Superannuation & Retirement Planning

Superannuation & Retirement Planning

We have all heard that the Australian population is ageing. This is applying pressure on the Government to provide retirement income support, given that the number of people in retirement is increasing in proportion to the number of people in the workforce. Therefore, the Government has the dilemma of either increasing taxes from those in the workforce to provide a greater pool of funds for retirement income support, or to find an alternate source for retirement income.

So in an effort to reduce the social security bill, the Australian Government is actively encouraging people to save for their own retirement. Establishing superannuation as an investment option that receives concessional tax treatment has done this. The introduction of compulsory employer superannuation contributions and encouraging personal superannuation via tax concessions has also promoted superannuation as an effective investment vehicle for retirement.

Superannuation is a complex area of financial planning. As such, to ensure completeness and accuracy to your personal situation, we recommend you contact our office (click here) to arrange an obligation free appointment.

Have the bears returned…?

Have the bears returned...?

The Australian equity market performed well during March 2016, but was unable to offset the sharp losses recorded in January and February, to post a decline of 2.6% for the quarter, as measured by the broad S&P/ASX 300 Accumulation Index.
Self Managed Superannuation Funds

Self Managed Superannuation Funds

Is a Self Managed Superannuation Fund (SMSF) the most appropriate retirement planning strategy for you? Read more...
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This information is general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this information, you should assess your own circumstances or seek advice from a financial planner and seek tax advice from a registered tax agent. Information is current at the date of issue and may change.
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