When investment strategies are implemented to build and maintain wealth, they are centred on an understanding of your financial situation, goals and objectives. The utilisation of superannuation is often a major component of this due to reasons such as the variety of investment options available and the favourable tax treatment of income and capital gains in both the accumulation […] Read more...

For those who have taken part in a marathon or other endurance sport, you’ll already know that to reach the finish line you need: 1. Preparation, 2. Flexibility, 3. And, perseverance. In many ways, retirement planning is quite similar. Below we take a look at some of the key considerations.   Getting clear on why you’re […] Read more...

In one of our recent articles, we explored similarities between retirement planning and marathon running. One of the take-home messages that we touched on was that retirement planning doesn’t cease on the day that you retire – it’s simply a transition to the next phase of your life. This retirement phase also requires careful planning and management, especially […] Read more...

Retirement often involves a shift from employment income to income derived from a combination of your retirement savings (investments inside and/or outside of superannuation) and potential Age Pension entitlements. In a nutshell, it’s these sources of income that help you to fund your retirement lifestyle. Consequently, for many of us, retirement age is often guided by the rules […] Read more...

It’s a startling fact that many Australians fail to put effective estate planning provisions in place or think about the legacy that they wish to leave behind to their family and future generations. Warren Buffet, one of the world’s most famous billionaires and successful investors was asked about the large amount of money he will […] Read more...

According to recent research, approximately 45% of Australians* pass away without a will, or ‘intestate’. The word intestate is derived from the Latin word intestatus meaning a person who passes away without a will. Intestacy may result in inconvenience, delay, and expense during a difficult time in your life having just lost a loved one. Intestacy may occur not only where […] Read more...

When drafting a Will, important consideration needs to be given to who to appoint as Executor or Executors. An Executor’s role is to stand in place of the deceased and they are responsible for the administration of their Estate. Put simply, this means making sure that debts are paid and the assets and possessions are […] Read more...