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Media Release: Adviser fp wins 2016 Practice of the Year award
Media release – 24 October 2016 – Lonsdale names 2016 award winners Lonsdale Financial Group (Lonsdale) announces it’s financial planning practice awards for 2016. Announced in October at the Lonsdale and IOOF Alliances Annual Conference in Phuket, the 2016 Lonsdale ‘Practice of the Year Award” was clinched by financial planning business, Adviser fp from Parramatta in NSW. The Lonsdale award acknowledges […]
Read more...Families who talk about money
Did you know that on average it takes a recipient of inheritance 19 days until they buy a new car? What are your thoughts on whether this a financially-savvy way to spend an inheritance? In our busy lives talking about money with our family members may prove to be a daunting and sometimes an emotional […]
Read more...How much should I borrow ?
As a financial planner in Western Sydney for over ten years, this is a question I have been asked so many times that I thought it was worthy of writing a piece about how to answer that question as simply as possible. Just only last week I had the pleasure of meeting with a young married […]
Read more...7 things to consider before starting a renovation
Are you planning a renovation? Renovating a property is more than just a pure financial decision. It can have significant implications not only for your cash flow, but also for your lifestyle. So before you get going take stock and make sure you’ve considered everything. To help make renovating more of breeze, and less of […]
Read more...Retirement
Retirement is a time to enjoy the fruits of your many year’s of labour, not a time to scrimp and save. You need to make sure you have enough personal savings and in your superannuation to make your retirement a comfortable one. At this stage of life, you shouldn’t have children to worry about, may […]
Read more...7 things successful investors do in volatile times
“How do I generate my required return in a low return, high volatility world?” While a lot of investors are currently dealing with the same question, there are some big differences in their responses. Some fall victim to the ‘cycle of investor emotions’, becoming hostage to their ‘lizard brain’ where fight and flight responses either […]
Read more...Downsizing in Retirement
Downsizing in Retirement: A planner’s perspective (Robert De Ceglie) I recently spoke at a seminar on this very topic and here’s a few of the discussion points I raised at this event, which I have learned through experience both as the son of elderly parents and as a financial planner. Downsizing is such a huge […]
Read more...Risks in Retirement
At first glance, and certainly for those who remember the uncertainty and impact the Global Financial Crisis (GFC) had on retirement portfolios, many people regard investment risk as the single most important risk to retirement. Investment risk refers to the level of volatility, or fluctuation in investment returns, an investor is prepared to […]
Read more...Goals-based Financial Planning
Throughout our lives many people feel as if they are moving from one financial hurdle to the next. Inevitably, many, without a clear goal in mind, risk becoming disengaged in how they manage their financial assets, begin to question why they’re working so hard and start to wonder what it’s all for. Evidence suggests that […]
Read more...Help your family for generations
It doesn’t matter what life stage someone is at, a financial adviser can help them identify and meet their financial goals. CLICK HERE for an interactive view on the various life events and how Adviser fp can help you and your family to navigate these important stages. Life Stage: Creating wealth (Young Accumulators) Retirement may […]
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