You possibly haven’t considered it, but what would happen if you suddenly couldn’t work? Could you still afford to meet your mortgage payments, or your rent or even pay for your groceries? This video provides an overview of Income Protection, also known as salary protection insurance. It gives an insight into who it is suited for […]

When you think about risk management and wealth accumulation, a common consideration is investment strategies (e.g asset allocation, diversification and dollar-cost averaging); however, risk management also extends to insurance planning strategies (e.g. putting in place appropriate personal insurances to help mitigate the financial implications of an unexpected medical event). Trauma insurance is designed to assist you financially should you suffer an unexpected […]

How would you cope financially if you or a loved one became totally and permanently disabled? Would you have money to pay out your mortgage, make modifications to your home and car or afford long term medical care? This video explains how Total and Permanent Disablement(TPD) insurance can help, by providing  a lump sum payment if […]

The current volatility we’re witnessing in equity markets both locally and globally is nothing new, but does come after a very long period of largely uninterrupted growth with the lowest levels of volatility on record. This however won’t come as a surprise for many of our clients as we’ve been expecting it, AND positioning client […]

What’s your life worth? If the unthinkable happened would the people who depend on you the most survive financially? Life insurance is designed to help lessen the financial impact on your family and dependants following your death. Life insurance is normally payable on the death of the life insured or when they have been diagnosed with a terminal illness and […]