Until a year ago, Joan was an active, independent woman enjoying her senior years. She loved to tend her garden, bake for her family and neighbours, watch football and read. Her daughter visited once a week with the grandchildren, but essentially Joan was happy to spend time on her own in her comfortable surroundings and […]

Investment markets have performed strongly over the last six months or so, supported by continued easy central bank policy globally and by the US (and Chinese) technology revolution. More recently, markets have received another leg up due to a more stable political environment and synchronized global economic growth. Strongest returns have come from Emerging Market […]

The holiday period is a time in which you may find that your spending increases considerably from what you are usually accustomed to throughout the year. According to a recent survey, Australians on average spend $955 per person over the holiday period when taking into account: 1. Gifts ($591) 2. Entertaining friends and family at […]