The Australian apartment market has been the subject of much speculation recently. Questions of oversupply have hung over the market as the number of under construction apartments has rocketed. This oversupply potentially paints a negative outlook for property developers, with oversupplied markets tending to experience falling prices and profits. Rolling twelve months commencements excluding houses Source: […]

Did you know that on average it takes a recipient of inheritance 19 days until they buy a new car? What are your thoughts on whether this a financially-savvy way to spend an inheritance? In our busy lives talking about money with our family members may prove to be a daunting and sometimes an emotional […]

Yesterday Scott Morrison, the Federal Treasurer, announced changes to 2016 Budget super reforms – thus confirming which of the proposed Superannuation measures, announced in the May Federal Budget will be put to the Senate, along with those that have changed and lastly which ones have been abandoned – and the results are generally regarded as […]

Insurance is used as a funding solution for several different aspects of business continuity and succession planning. This article looks at the intent behind each type of cover and the structures possible. Several ways insurance is used as a funding solution for different aspects of business continuity and succession include: Business succession planning (eg through […]

  At first glance, and certainly for those who remember the uncertainty and impact the Global Financial Crisis (GFC) had on retirement portfolios, many people regard investment risk as the single most important risk to retirement.   Investment risk refers to the level of volatility, or fluctuation in investment returns, an investor is prepared to […]

With the slowing down of the spring property season as we head into the quieter Christmas/New Year period, many people may be questioning whether buying an investment property is an appropriate option for them.  In making this assessment, there are a number of things worth considering and here we discuss a range of factors relevant to […]

Gearing is simply another term for borrowing to invest. While we may not enjoy being in debt, not all debt is bad. In fact, it can be a powerful tool used to build wealth and to enhance your investment performance. Many of us have borrowed at one time or another for our larger purchases, like […]

A lot of people leave their preparation for the end of the financial year until it is too late. If you feel that your finances could do with a shake-up before June 30, there are many tax-effective strategies that you and your financial planner can implement now to ensure that the end of June runs […]

A lot of people leave their preparation for the end of the financial year until it is too late. If you feel that your finances could do with a shake-up before June 30, there are many tax-effective strategies that you and your financial planner can implement now to ensure that the end of June runs […]

The Treasurer, Mr Joe Hockey, has delivered his much anticipated second Federal Budget – a responsible budget about fairness, families and small business that encourages Australia to ‘get out there and have a go’. Key points include: Introduction of GST on digital goods purchased overseas. Generous new tax concessions for small businesses. Changes to the […]