FINANCIAL YEAR 2017: REPORTING SEASON INSIGHTS AND IMPLICATIONS This extract has been drawn from the article produced on 20th September 2017, by Roy Maslen, Chief Investment Officer—Australian Equities, AllianceBernstein Q: Commonwealth Bank of Australia (CBA) and Telstra (TLS) captured a lot of attention this reporting season. What are your thoughts on them, and do they […]

In light of recent market volatility, the current earnings / reporting season and the annual expectation of a volatile October ahead, we look to the professional investment team at Perpetual for some tried and tested wisdom on why successful investing is about taking the emotion out of the decision making process.   The first principle […]

Retirement is a time to enjoy the fruits of your many year’s of labour, not a time to scrimp and save. You need to make sure you have enough personal savings and in your superannuation to make your retirement a comfortable one. At this stage of life, you shouldn’t have children to worry about, may […]

“How do I generate my required return in a low return, high volatility world?” While a lot of investors are currently dealing with the same question, there are some big differences in their responses. Some fall victim to the ‘cycle of investor emotions’, becoming hostage to their ‘lizard brain’ where fight and flight responses either […]

According to media reports this afternoon, the United Kingdom (UK) has voted to leave the European Union (EU) – an unprecedented move in economic and investment market terms – which is sure to cause short-term market volatility and concern for investors.   UK votes to leave – what next ? Because this situation is unprecedented, […]

Australia’s retirement income policies comprise 3 components: The Age Pension; Compulsory Superannuation and Voluntary Retirement Savings. The Age Pension The age pension is means tested for recipients under both an income and assets test but only represents approx. 27% of average earnings and is therefore viewed by many as a low-income safety net. The greater […]

Global equity markets seem much more susceptible to changes in investor sentiment, and they’ve seen surges in volatility since August 2015. With this in mind, what should investors be watching for clues as to where the market might be headed? Equity gains since 2012 have been overwhelmingly driven by rising valuations, as illustrated by the […]

The sharemarket gives individuals the opportunity to buy and sell shares and gives companies the opportunity to raise funds via share issues to investors. A quality sharemarket investment can lead to both capital growth and income over time. Historically, shares have outperformed all other asset classes (cash, fixed interest and property). What is a share? […]

The severe equity sell-off has raised concerns of recession in the US economy. Continued market disorder would pose a risk to the expansion at some point, but key indicators today suggest the growth cycle is still on track. New Orders Suggest Continued Moderate Growth The Institute of Supply Management’s (ISM) New Orders Index, which captures […]

Gearing is simply another term for borrowing to invest. While we may not enjoy being in debt, not all debt is bad. In fact, it can be a powerful tool used to build wealth and to enhance your investment performance. Many of us have borrowed at one time or another for our larger purchases, like […]